Topic: Are the foreclosure rates the fault of the banks or the home owners? Write a one page research. (It does not have to have a conclusion, 2-3 sentences intro, the rest has to be facts with in-line text citation) 2 ppt slide with speaker notes and one page paper. The paper and power point slides needs to cover and focus on the following : €¢ Original issue (of the topic) €¢ Initial resolutions (on the topic) 2-3 web resources as references. APA format.