Tips and Detailed Resume;
Home Country Nigeria
8years work experience as a Financial Analyst in a Financial Institution
Recently graduated with an MSc in Finance
Currently enrolled as a PhD student studying Information systems and communications.
Taking classes

RESUME

CAREER PROFILE
    Result-driven, financial analyst, with a strong academic pedigree and proven success in preparing, conducting, and processing large-scale financial reports in areas of Sales, Budgeting, Business Analytics, Financial and Credit Analysis for high profile projects.
    Ability to articulately present information, build and maintain client relationships, and implement
multifaceted decisions.
AREAS OF STRENGTH AND EXPERTISE
    Financial Statement Analysis
    Analytical & Creative Thinking
    Presenting & Public Speaking
    Data Analysis
    Business Analytics        Microsoft Access, Excel (Pivot tables, Vlookup)
    Strategic Planning & Analysis
    Cross-functional team collaboration
    SQL & Python        Business Problem Solving
    Project Management
    Relationship Building

PROFESSIONAL EXPERIENCE

The *** Inc                                                                                                                  Chicago, IL
Financial & Portfolio Analyst                                                                                                Sept 2019 Feb 2020
    Analysis of financial statements, credit reports, legal & loan documents
    Managing risk ratings of a sizable portfolio as well as monitoring delinquent taxes and insurance
    Assist with loan monitoring, contacting customers with past due past due monthly payment
    Conduct Annual Financial reviews of customers financial statements to ascertain possible red flags and recommend downgrade/upgrade of risk ratings.
    Retrieve and analyse consumer credit reports using Experian Credit Bureau report.
    Review and prepare SBA Guarantee packages for repurchase.

***, LLC                                                                                                                  Chicago, IL
Financial Analyst Intern                                                                                       Nov 2017 May 2018
    Assisted in preparing balance sheet reconciliation and month end financial reports. Managed accounts receivable, accounts payable, and bank statement reconciliation.
    Collaborated with 5 finance team members on yearly forecasting efforts. Assisted in the process of tax preparation using Crosslink.
    Reviewed tax returns, computations and filings for managerial review
    Ensured risk management compliance procedures are in place for client engagement

Key Accomplishments:
    Delivered research and analysis to enhance client advisory.
    Generated new client relationships through cold calling, increasing the customer base for the company; secured 15 prospects.
    Strengthened vendor relationships by improving vendor information management processes through a streamlined and systematic documentation system.

*** Bank Plc    , Nigeria
Financial Analyst , Oct 2012 Aug 2017   
    Examined and analyzed the regions financial data sets using SQL, Access and Excel for queries / models for data manipulation, analysis and reporting purposes to derive actionable insights that drive business KPIs.
    Analyzed financial information obtained from clients to determine strategies for meeting clients financial objectives
    Conducted customer credit checks, credit limit set up and approval.
    Conducted industry analysis of various business sectors and companies to determine their riskiness in relation to the Banks risk acceptance criteria.
    Carried out monthly reporting on budgeting and forecasting, making recommendations, identified variances and high cost liability sectors through data analysis, and improved balance sheet mix.
    Reconciled data received to ensure correctness of information, eliminate errors, compare and correct data.
    Partnered as a resource for the Divisions Strategy department, FINCON, to ensure compliance with Key performance metrics, budget allocation in the Banks Mid-year and annual budgeting review sessions.
    Worked closely with high profile teams to build and support key processes / applications and reporting to drive planning and ensure satisfactory analysis is carried out.

Key Accomplishments:
    Conducted financial analysis of loan seeking customers, confirming adequacy of customers cash flow, capital and collateral for repayment; led to a non-performing loan ratio of 2.1% (6.1% industry average).
    Developed business processes and provided support to other business units on reporting, data gathering, and extracts for internal/external users.
    Designed a statistical dashboard pairing the weekly and monthly profitability analysis report and target actualization benchmark for the region used for the monthly Management Profitability Report (MPR) presentation.
    Facilitated communication with Unit heads to create an Excel model that tracked inflows and outflows based on customer business cycles, to properly curtail liquidity runoff; saved $1.1million monthly in interest expense.
    Supported the Digital Banking team to develop automated applications (Pay with capture, PRIMUS) and trained customers on how to effectively use the applications.
    Acted as a Financial Advisor on several landmark transactions; successfully closed $10 million structured finance loans for customers by ensuring each projects viability through financial analysis, financial modelling, risk management, and project analysis.

EDUCATION AND TRAINING

PhD in Information Systems and Communication
*** University, PA, U.S.A
In view

Master of Science, Finance                                                                                                                                                                                             
***, Romeoville, IL, U.S.A                                                                                                  2019                                                                     

Master of Business Administration, Marketing                                                                               
*** University of Nigeria, Nigeria                                                                                              2015   
                                                                                       
                                                                                       

FURTHER EDUCATION

IBM Data Science Professional Certificate (Offered through Coursera)                In view
Nine course specialization
By International Business Machines                                                                                                2020

Python for Everybody Specialization online Certificate (Offered through Coursera)        In view
Five course specialization covering Python Data structures, Data Visualization etc.
By University of Michigan                                              2020

Business Analytics Specialization online Certificate (Offered through Coursera)        Completed
Five course specialization covering Customer, Operations, People, Accounting Analytics.
By University of Pennsylvania, Wharton Business School                                                                2020