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Income and Expense

urn in your Spreadsheet showing all of your INCOME and all EXPENSES for a 1-month period.

Be sure to total the income and expenses.  The difference between the 2 is your surplus or deficit.

On your form, calculate your Savings rate, Emergency Fund Ratio, Current Ratio, Housing Ratio 1, Housing Ratio 2,

And include a paragraph or 2 summarizing what you learned, what changes you might want to make, or what surprised you after tracking your income/expenses for a month.

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