information from him that documents his loss. How long does Warren have to produce this proof of loss?
20 days
30 days
60 days
90 days
The “time limit on certain defenses” provision allows the insurance company to defend against which of the following?
The company to cancel the policy for misstatement of age or sex
The time limit for which the insurance company may cancel the policy and refund premiums for material misrepresentation in the application
Nick is reading his policy to determine any exclusions that he should know about. If he suffers a loss as a result of using intoxicants or narcotics, he should expect which of the following from most policies?
Losses from the use of intoxicants or narcotics will only be covered if prescribed by a licensed physician
Samantha has not paid her premium on her health insurance policy. It has not lapsed, but the premium is due. On her pending claim, Samantha can expect which of the following?
The claim will not be paid until premium is current
The insurance company will pay the claim minus the premium due
Joan was robbing a bank when she was severely injured in a car accident as she tried to make her escape. Joan can expect her health insurance policy to:
Pay normal benefits
Pay 50% of normal benefits due to her occupation
Pay nothing since Joan was engaged in an illegal occupation
The legal action provision states that a policyholder must wait for how long after presenting proof of loss before bringing legal

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